[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lomi.sk\/poistenie\/#Article","mainEntityOfPage":"https:\/\/www.lomi.sk\/poistenie\/","headline":"Poistenie","name":"Poistenie","description":"Poistenia ako povinn\u00e9 zmluvn\u00e9 poistenie a zdravotn\u00e9 s\u00fa pre ob\u010danov zo z\u00e1kona povinn\u00e9. Preto\u017ee ak by sa stalo, \u017ee sp\u00f4sob\u00edme autonehodu, po\u0161kod\u00edme voz sebe, \u010di druh\u00e9mu, alebo potrebujeme r\u00fdchlo odvoz do nemocnice, to s\u00fa veci, ktor\u00e9 sa rie\u0161ia okam\u017eite. Nie je \u010das dohodova\u0165 sa a na\u0165ahova\u0165 o peniaze. Preto mus\u00ed by\u0165 pre tak\u00e9to pr\u00edpady \u010dlovek [&hellip;]","datePublished":"2025-02-27","dateModified":"2025-02-27","author":{"@type":"Person","@id":"https:\/\/www.lomi.sk\/author\/#Person","name":"lomi.sk\n","url":"https:\/\/www.lomi.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lomi.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lomi.sk\/wp-content\/uploads\/img_a284312_w2037_t1515600349.jpg","url":"https:\/\/www.lomi.sk\/wp-content\/uploads\/img_a284312_w2037_t1515600349.jpg","height":0,"width":0},"url":"https:\/\/www.lomi.sk\/poistenie\/","about":["Ekonomika"],"wordCount":401,"articleBody":"Poistenia ako povinn\u00e9 zmluvn\u00e9 poistenie a zdravotn\u00e9 s\u00fa pre ob\u010danov zo z\u00e1kona povinn\u00e9. Preto\u017ee ak by sa stalo, \u017ee sp\u00f4sob\u00edme autonehodu, po\u0161kod\u00edme voz sebe, \u010di druh\u00e9mu, alebo potrebujeme r\u00fdchlo odvoz do nemocnice, to s\u00fa veci, ktor\u00e9 sa rie\u0161ia okam\u017eite. Nie je \u010das dohodova\u0165 sa a na\u0165ahova\u0165 o peniaze. Preto mus\u00ed by\u0165 pre tak\u00e9to pr\u00edpady \u010dlovek poisten\u00fd u\u017e dopredu, prikazuje mu to z\u00e1kon.Re\u010d bude o poistn\u00fdch fondoch, ktor\u00e9 tvoria soci\u00e1lnu politiku n\u00e1\u0161ho \u0161t\u00e1tu.No soci\u00e1lne zabezpe\u010dnie mus\u00edme rozdeli\u0165 na :I.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 syst\u00e9m zdravotn\u00e9ho poisteniaII.\u00a0\u00a0\u00a0\u00a0\u00a0 syst\u00e9m soci\u00e1lneho poisteniaPod\u013ea platenia a vyu\u017e\u00edvania dan\u00fdch slu\u017eieb s\u00fa \u013eudia rozdelen\u00ed na 2 skupiny.a.\u00a0\u00a0\u00a0\u00a0\u00a0 akt\u00edvni ob\u010daniab.\u00a0\u00a0\u00a0\u00a0\u00a0 neakt\u00edvni ob\u010daniaPodot\u00fdkam, \u017ee pojem neakt\u00edvni ob\u010dania som nevymyslel ja, ale jedn\u00e1 sa o skuto\u010dn\u00e9 pomenovanie, ktor\u00e9 \u0161t\u00e1t v zmysle poisten\u00ed a slu\u017eieb pou\u017e\u00edva.Tak\u017ee medzi akt\u00edvnych ob\u010danov sa radia dospel\u00ed a zdrav\u00ed \u013eudia, ktor\u00ed platia pr\u00edspevky na zdravotn\u00e9 poistenie a k neakt\u00edvnym sa r\u00e1taj\u00fa spoluob\u010dania, ktor\u00ed zdravotn\u00e9 slu\u017eby vyu\u017e\u00edvaj\u00fa, \u010di\u017ee d\u00f4chodcovia, \u013eudia so zdravotn\u00fdm postihnut\u00edm a \u0161tudenti.Nepr\u00edjemn\u00e1 situ\u00e1cia pre pois\u0165ov\u0148u nast\u00e1va, ak m\u00e1 u seba podp\u00edsan\u00fdch viac neakt\u00edvnych ob\u010danov ako akt\u00edvnych. Preto sa sna\u017eia tento po\u010det regulova\u0165 a samozrejme uprednost\u0148uj\u00fa \u013eud\u00ed, ktor\u00ed s\u00fa zdrav\u00ed a dok\u00e1\u017eu plati\u0165.A tu nast\u00e1va ten paradox. \u010clovek , ktor\u00fd to poistenie a zdravotn\u00e9 slu\u017eby potrebuje najviac, je \u010dastokr\u00e1t pois\u0165ov\u0148ami odmietnut\u00fd. A nikoho nezauj\u00edma, \u017ee tento \u010dlovek to skuto\u010dne potrebuje. Paradox nast\u00e1va i vtedy, ke\u010f s\u00fa zdravotn\u00e9 poistenie preplnen\u00e9 zdrav\u00fdmi a schopn\u00fdmi \u013eudmi, ktor\u00ed na tak\u00e9to slu\u017eby nie s\u00fa a\u0165 tak odk\u00e1zan\u00ed.Tu je taktie\u017e vidie\u0165 ten smutn\u00fd fakt, \u017ee cel\u00fd \u0161t\u00e1t je v prvom rade o tom, ko\u013eko ob\u010dan m\u00f4\u017ee a dok\u00e1\u017ee zaplati\u0165 a to, \u010di je o\u0161etren\u00fd a \u010di sa pom\u00f4\u017ee chor\u00e9mu je na poslednom bode z\u00e1ujmu.Ak v\u0161ak \u010dlovek zdravotn\u00e9 poistenie odmietne zalati\u0165, narob\u00ed si dlhy a n\u00e1sledne mi pois\u0165ov\u0148a po\u0161le exek\u00fatora v jeho &#8220; vlastnom z\u00e1ujme &#8222;, aby &#8220; myslel na svoje zdravie. &#8222;                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poistenie","item":"https:\/\/www.lomi.sk\/poistenie\/#breadcrumbitem"}]}]